MGA BENEPISYO SA KAISER
HEALTHCARE
BENEFITS
HEALTHCARE SAVINGS PLAN
TERM LIFE BENEFITS
ACCIDENTAL DEATH BENEFITS
DISABILITY BENEFITS
MGA BENEPISYO
HEALTHCARE
Magagamit mo after one year ka na nakabayad or yearly ang binayad. At nag i increase ang healthcare benefits depende sa plan mo once fully paid
TERM LIFE INSURANCE
Minimum 205,500 ang benepisyo ng pamilya the moment na nakapagbayad ka you are covered kahit nasa abroad ka pa. Subject to contestability period.
ACCIDENTAL DEATH BENEFITS
Doble ang matatanggap na benefits ng beneficiary once accident ang kinamatay ni Planholder the moment na ang policy nya ay na approved na.
TRANSFERABLE
Once namatay si planholder lahat ng benefits ay ma transfer kay primary beneficiary during and after paying period.
RETIREMENT SAVINGS
Kumpletong package na eto kapag ikaw ay nagretiro. May savings ka na, Health Insurance at Investment pang kasama.
ONLINE ACCESS
Hassle free na. Dahil lahat ay ma access mo sa sarili mong portal or account. Maging sa pagbabayad.
LONG TERM CARE BONUS
85%
nang binayad mo ay babalik sayo pagdating ng maturity once hindi mo nagamit during paying period
411,750 (PLAN K100) = 350,000 (85%)
BENEPISYO HABANG NAGBABAYAD
1.
Free Dental Health Benefits once a year.
2.
Minimum 50,000 pesos a year magagamit sa ospital depende sa plan na kinuha.
3.
Free Annual Physical Examination sa Kaiser medical Center or accredited clinic at Ospital sa inyong lugar.
4.
202,500 pesos minimum TERM LIFE INSURANCE
5.
202,500 pesos minimum ACCIDENTAL DEATH BENEFITS
BENEPISYO MATAPOS MABAYARAN
1.
Pre existing illness ay covered na kahit malala pa.
2.
Term Life and Accidental benefits ay still covered hanggang maturity.
3.
May 10% yearly healthcare hospital benefits limit na or interest.
4.
Any related to Maternity ay covered.
5.
May additional 6% yearly healthcare benefit din subject for provisions depende sa takbo ng market.
6.
85% may long term care bonus ka. kung di mo ginamit ang kaiser habang nagbabayad ka pa.
OPTIONS MO PAG NAG MATURE NA
3 SETTLEMENT OPTIONS MO
1. AYAW MO E WIDRAW PARA TULOY TULOY ANG BENEPISYO AT TUBO
2. KALAHATI LANG E WIDRAW MO AT ANG NATIRA AY BENEPISYO AT STILL MAY TUBO
3. WIDRAW ALL THE AMOUNT. THEN LAHAT NG BENEFITS MO AY WALA NA.
PAG MALAKI PLAN MO MALAKI ANG BENEPISYO NA MATATANGGAP AT MAKUKUHA MO
BENEFITS AMOUNT INFORMATION
TOTAL AMOUNT DURING MATURITY
ILANG TAON KA NA?
WHO IS ELIGIBLE TO GET KAISER LONG TERM CARE?
Ang pwedeng kumuha at mag-invest ay 10 to 60 years old.
FOR AGES 10-40 YEARS OLD
- Minimum is 2,647 per month
- FREE Annual Physical Exam
- FREE Dental (Linis, Bunot & Pasta)
- Hospitalization Benefits of 50,000 per year
- Life Protection of 202,500 - 405,000
- And Investment of 524,776 which is good as cash sa Maturity (at the 20th year)
FOR AGES 41-50 YEARS OLD
- Minimum is 3,529 per month
- FREE Annual Physical Exam
- FREE Dental (Linis, Bunot & Pasta)
- Hospitalization Benefits of 50,000 per year
- Life Protection of 270,000 - 540,000
- And Investment of 699,701 which is good as cash sa Maturity (at the 20th year)
FOR AGES 51-60 YEARS OLD
- Minimum is 4,412 per month
- FREE Annual Physical Exam
- FREE Dental (Linis, Bunot & Pasta)
- Hospitalization Benefits of 60,000 per year
- Life Protection of 337,500 - 675,000
- And Investment of 874,626 which is good as cash sa Maturity (at the 20th year)
SAMPLE KAISER PLAN AND COMPUTATION
SAMPLE:
AT AGE : 40
KAISER PLAN: K-100
MONTHLY: 5,882
YEARLY: 58,882
AT AGE: 47
FULLY PAID
AT AGE: 60
KAISER MATURE
TOTAL MATURITY AMOUNT: 1, 166,168
NAG CLAIMED NA BENEFICIARIES
BENEFITS CLAIMED
MGA PANGHAHAWAKAN MO
HOW TO START YOUR KAISER SAVINGS PLAN?
OPTION # 1
Pwede ka mag-enroll ng Kaiser Saving Plan mo through Online Kaiser Application.
Click the link below for instructions.
