Like many people, you may schedule a yearly checkup or “annual physical” with your doctor. It usually includes a health history, physical exam and tests.

It is important to have a regular doctor who helps make sure you receive the medical care that is best for your individual needs.

Set a schedule with your doctor.

When you have an exam, your doctor:

• May find conditions that need treatment.
• May find you have risk factors for a disease.
• Will advise you when to get follow-up and preventive care.
• So when do adults need a checkup?

You may need a checkup:

• When you are sick.
• When you have a symptom that could mean illness.
• To manage chronic or ongoing conditions.
• To check on the effects of a new medicine.
• To help with risk factors like smoking or obesity.
• For prenatal care, if you are pregnant.
• For lifestyle issues like family planning, STD prevention and healthy eating, especially if you are a young adult.
• For other reasons that are based on your individual needs.

It is also important to see a doctor if you haven’t had health care in a long time. It is best to have a trusted doctor you see regularly.

Same thing goes with our Finances, we also need a Financial Check Up.

“If you make small corrections right away, you’re not going to drive off the cliff.” -Patricia Jennerjohn

Every year, you get poked and prodded by your doctor to ensure you’re in good health. You should take similar care of your financial well-being with an annual checkup of essentials, such as your credit situation, retirement savings and life insurance.

Some people like exercise, some people don’t, but almost everyone feels good afterward. The annual financial checkup is like that. If you’re not into it … well, lace up your cross-trainers and do it anyway. You’ll be glad you did. Regular reviews of your finances can keep you on track or help you correct course before it’s too late

Rich people are rich because they took time to study how money works. Ibig sabihin, kung matutunan mo rin pano ang tamang pag-iipon at pag-aalaga ng pera kaya mo ring yumaman.